November 2025 brings a mix of regional festivities and national observances that impact banking operations across India. With festivals like Guru Nanak Jayanti, Kannada Rajyotsava, and Wangala Festival, several states will observe public holidays. Additionally, the Second and Fourth Saturdays, along with Sundays, will contribute to the list of Bank Holidays in November 2025.
Understanding this schedule helps individuals plan cash transactions, loan repayments, EMI schedules, and cheque clearances effectively. Whether you’re a business owner or an individual, keeping track of these dates ensures smooth financial operations throughout the month.
Complete List of Bank Holidays in November 2025
Below is the official list of Bank Holidays in November 2025, including dates, days, and regions where banks will remain closed.
| Date | Day | Event | State Where Banks Are Closed |
| 1 November 2025 | Saturday | Kannada Rajyotsava / Igas-Bagwal | Bengaluru and Dehradun |
| 2 November 2025 | Sunday | Weekly Holiday | All Regions |
| 5 November 2025 | Wednesday | Guru Nanak Jayanti / Kartika Purnima / Rahas Purnima | All regions except Agartala, Ahmedabad, Bengaluru, Chennai, Gangtok, Guwahati, Imphal, Kochi, Panaji, Patna, Shillong, Thiruvananthapuram, Vijayawada |
| 6 November 2025 | Thursday | Nongkrem Dance | Shillong |
| 7 November 2025 | Friday | Wangala Festival | Shillong |
| 8 November 2025 | Saturday | Kanakadasa Jayanthi / Second Saturday | All Regions |
| 9 November 2025 | Sunday | Weekly Holiday | All Regions |
| 16 November 2025 | Sunday | Weekly Holiday | All Regions |
| 22 November 2025 | Saturday | Fourth Saturday | All Regions |
| 23 November 2025 | Sunday | Weekly Holiday | All Regions |
| 30 November 2025 | Sunday | Weekly Holiday | All Regions |
This schedule represents both national and regional holidays, ensuring all citizens are aware of when financial institutions will remain closed.
Regional and Festival-Specific Holidays
India’s diversity reflects in its banking calendar as well. Regional celebrations such as Kannada Rajyotsava in Karnataka, Nongkrem Dance and Wangala Festival in Meghalaya, and Guru Nanak Jayanti across northern states influence the Bank Holidays in November 2025.
While some holidays apply nationwide, others are limited to specific states or regions. Hence, individuals must check the Reserve Bank of India (RBI) official holiday calendar to confirm the exact closure dates in their respective states.
Importance of Knowing Bank Holidays
Knowing the Bank Holidays in November 2025 helps customers plan essential financial operations effectively.
Here’s why it’s crucial:
- Cheque Clearances: Transactions may be delayed if deposited before long weekends.
- Cash Withdrawals: ATMs may run low during extended holidays.
- Business Transactions: Companies dependent on bank operations can avoid disruptions by preparing in advance.
- Government Payments: Salaries, pensions, and fund transfers may face brief delays.
Timely awareness ensures a smoother experience for individuals and businesses alike.
Will Banking Services Be Affected?
Yes, banking services will be partially affected during the Bank Holidays in November 2025. Physical branches will remain closed on designated days, meaning customers won’t be able to access in-person services such as cash deposits, cheque encashments, or account-related queries.
However, essential services like ATMs, mobile banking, UPI, and online banking will remain fully operational. Major banks, including SBI, HDFC Bank, ICICI Bank, Axis Bank, and others, ensure seamless digital transactions even during holidays.
In short, while branch operations pause temporarily, digital financial platforms continue to offer 24/7 service support.
Online and Digital Banking Availability
With the growing reliance on technology, digital banking ensures convenience even when branches are closed. Services such as:
- NEFT, RTGS, and IMPS Transfers
- Credit/Debit Card Transactions
- UPI Payments (PhonePe, Google Pay, Paytm)
- Mobile Wallets
- Internet Banking for Bill Payments or Fund Transfers
remain functional.
So, even during Bank Holidays in November 2025, customers can conduct most financial tasks remotely through online platforms. It’s always advisable to verify fund transfer limits and transaction cut-off times during holidays to avoid delays.
How Many Bank Holidays Are There in November 2025?
There are 11 bank holidays in November 2025, including weekends and regional holidays.
Here’s the breakdown:
- 5 Sundays (2nd, 9th, 16th, 23rd, and 30th November)
- 2 Saturdays (Second and Fourth Saturdays)
- 4 Regional/Festival Holidays (Kannada Rajyotsava, Guru Nanak Jayanti, Wangala Festival)
Hence, banks will remain closed for a total of 11 days, varying slightly across regions depending on local festivals and observances.
Planning Financial Activities Around Holidays
Here are a few tips for customers to manage finances smoothly during Bank Holidays in November 2025:
- Plan Transactions in Advance: Complete large payments and cheque deposits before weekends.
- Withdraw Sufficient Cash: Ensure you have enough funds for emergencies before consecutive holidays.
- Use Online Channels: For immediate fund transfers or bill payments, rely on internet and mobile banking.
- Track EMI Dates: Avoid late payment penalties by scheduling automatic payments.
- Check Regional Closures: Local state holidays may differ from national ones—refer to your state’s holiday list.
By staying proactive, individuals can prevent financial inconveniences during the festive month.
Final Thoughts
The Bank Holidays in November 2025 list highlights a mix of festive and routine closures across India. While in-person banking will be unavailable, customers can continue accessing digital services to manage daily financial needs efficiently.
With proper planning, these holidays can be an opportunity to relax without worrying about payment delays or missed deadlines. Always check your bank’s official website or RBI holiday circular to stay updated about regional variations and branch-specific announcements.
FAQs
1. How many bank holidays are there in November 2025?
There is a total of 11 bank holidays in November 2025, including Sundays, Second and Fourth Saturdays, and regional observances like Guru Nanak Jayanti and Kannada Rajyotsava.
2. Will Banking Services Be Affected?
Yes, physical bank branches will remain closed on these dates, but digital services such as UPI, internet banking, and ATMs will continue functioning as usual.
3. Are ATMs operational during bank holidays?
Yes, ATMs remain functional 24/7, but cash availability may vary in certain areas during long weekends.
4. Can I perform NEFT or RTGS transfers during bank holidays?
Yes, NEFT and RTGS are available 24×7 through online banking platforms.
5. Which states observe Guru Nanak Jayanti as a holiday?
Punjab, Delhi, Haryana, and several northern states celebrate Guru Nanak Jayanti as a public and bank holiday.
6. How can customers stay updated about bank holidays?
You can check the Reserve Bank of India (RBI) official website or your bank’s online holiday calendar for accurate updates.
Related Blog: Important Days in November 2025





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