Investing in mutual funds has become easier than ever in India, thanks to digital platforms that allow investors to start with just a few clicks. With the growing popularity of mutual fund investment apps, individuals now have access to professional fund management, real-time tracking, and paperless transactions right on their smartphones. Whether you are a beginner or a seasoned investor, choosing the right platform can significantly impact your financial journey.
As India moves towards becoming a more digitally driven economy in 2026, the demand for smart financial tools is on the rise. These Mutual Fund Apps in India not only simplify investing but also provide features like portfolio analysis, SIP (Systematic Investment Plan) management, and AI-driven recommendations.
But with so many options available, the biggest question is: “Which app is best for mutual fund investment?” To help you decide, we’ve compiled a list of the Top 15 Mutual Fund Investment Apps in India that combine user-friendliness, security, transparency, and reliability.
In this blog, you will discover the best apps to invest in mutual funds, their features, benefits, and why they stand out as the best platforms for mutual funds in 2026.
A Quick Glance
| App Name | Highlights |
| Groww | Beginner-friendly, simple interface, commission-free direct plans |
| ET Money | AI-powered financial planning with expense tracking |
| Coin by Zerodha | Direct mutual fund investments, zero commission, linked with Zerodha trading account |
| Kuvera | Goal-based investing, tax optimization, and family account management |
| Paytm Money | Low-cost SIPs, multiple investment products, secure & easy setup |
| 5paisa | Discount broker offering mutual funds, stocks, and insurance integration |
| Angel One | Personalized recommendations with advanced research tools |
| Bajaj Finserv | Trusted brand, multiple investment services, easy SIP tracking |
| Rupeezy | Simplified mutual fund management with personalized SIPs |
| Scripbox | Goal-oriented financial planning and curated mutual fund baskets |
| myCAMS | Direct platform from AMCs, easy tracking of multiple mutual funds |
| KFinKart | One-stop solution for investments across multiple AMCs |
| Upstox | Tech-driven platform, low charges, SIP and portfolio analysis features |
| INDmoney | AI-driven portfolio management, tracks mutual funds, stocks & US equities |
| Fisdom | Bank-integrated app with simple SIP setup and advisory features |
From Groww to Kuvera: Reviewing the Top Mutual Fund Apps in India
Groww
Groww is one of the most widely used mutual fund investment apps in India, best known for its simplicity and commission-free direct plans. Its clean dashboard makes it especially appealing to beginners, while advanced tools allow experienced investors to track and manage SIPs efficiently. With seamless KYC and quick fund comparisons, Groww is often considered among the best apps to invest in mutual funds for 2026.
Key Features:
- Beginner-friendly, clean interface
- Direct mutual fund investments
- SIP tracking and management
- Instant KYC and paperless onboarding
Pros:
- Very easy to use
- Large selection of funds
- Commission-free investing
Cons:
- Limited advanced research tools
- Customer support can be slow
ET Money
ET Money goes beyond mutual fund investments by offering expense tracking, insurance, and tax-saving tools. Its AI-driven insights help users pick the best mutual fund investment app strategies based on financial goals. The platform supports SIPs, provides in-depth fund comparisons, and automates tax optimization. With a focus on wealth management, ET Money appeals to both beginners and seasoned investors who want more than just basic mutual fund investing.
Key Features:
- Direct mutual fund investments
- AI-driven insights
- Tax optimization tools
- One-click SIP setup
Pros:
- Comprehensive financial app
- Excellent for tax planning
- Good portfolio tracking
Cons:
- Can feel overwhelming for casual users
- No stock trading option
Coin by Zerodha
Zerodha Coin is designed for investors who prefer direct plans without paying extra commissions. Integrated with the Zerodha trading account, it provides a seamless experience for users who want to combine stock and mutual fund investing. Investors can buy, track, and redeem mutual funds easily. If you are wondering which app is best for mutual fund, Coin is a solid choice for cost-conscious and experienced investors.
Key Features:
- Zero commission on direct plans
- Linked to Zerodha account
- Unified dashboard for funds & stocks
- Easy tracking tools
Pros:
- Very cost-efficient
- Great for Zerodha users
- Advanced features
Cons:
- Not ideal for beginners
- Limited outside Zerodha ecosystem
Kuvera
Kuvera is popular for its goal-based investment model, making it one of the best platforms for mutual funds in 2026. It offers features like tax harvesting, portfolio rebalancing, and family account management. Kuvera also provides financial goal-setting tools, allowing investors to plan for retirement, children’s education, or wealth creation. With no hidden charges, Kuvera ensures transparency, making it a favorite for investors who want professional-grade planning features.
Key Features:
- Goal-based investments
- Tax harvesting tools
- Family account management
- Free direct plans
Pros:
- Great for financial planning
- Transparent, no hidden fees
- Excellent tax optimization
Cons:
- Slight learning curve for beginners
- Limited customer service
Paytm Money
Paytm Money is backed by the trusted Paytm ecosystem, allowing easy access to mutual funds, stocks, NPS, and digital gold. With SIPs starting as low as ₹100, it’s ideal for small investors. The app offers secure transactions, simple navigation, and wide fund choices. As one of the leading mutual fund investment apps in India, Paytm Money is especially recommended for beginners who want to start investing with low amounts.
Key Features:
- SIPs from ₹100
- Multi-investment options
- Safe, SEBI-registered platform
- Wide range of funds
Pros:
- Low entry barrier
- Trusted brand
- Easy to use
Cons:
- Limited research features
- Best for small investors
5paisa
5paisa is a discount broker app that allows investors to manage mutual funds, stocks, and insurance in one place. It offers low-cost transactions and a variety of fund options. The app also includes advisory tools, making it suitable for investors who want guidance. For those seeking a budget-friendly mutual fund investment app, 5paisa delivers affordability with useful features.
Key Features:
- Low-cost mutual fund investments
- Multi-product platform
- Advisory services included
- Wide fund options
Pros:
- Affordable fees
- All-in-one investment platform
- Advisory support available
Cons:
- Interface less beginner-friendly
- Customer service could improve
Angel One
Angel One (formerly Angel Broking) is a trusted financial brand offering both stock and mutual fund investments. It provides smart recommendations, research reports, and AI-powered tools for investors. Its advanced yet simple interface makes it one of the best apps for mutual fund investment for people who want reliable guidance along with fund access.
Key Features:
- Direct mutual fund plans
- AI-powered tools & reports
- Secure investment platform
- Goal tracking features
Pros:
- Strong financial brand
- Advanced research support
- Secure platform
Cons:
- Slightly complex for absolute beginners
- Some features locked behind premium
Bajaj Finserv
Bajaj Finserv extends its trusted brand into mutual fund investing. The app offers easy SIP setup, multiple fund choices, and access to other financial services like loans and insurance. With personalized insights, it’s a good pick for people who want everything under one roof. Backed by trust, Bajaj Finserv is seen as one of the best platforms for mutual funds in India.
Key Features:
- Trusted finance brand
- Wide fund selection
- SIP and portfolio tracking
- Multi-product financial services
Pros:
- Strong brand trust
- All-in-one platform
- Reliable support
Cons:
- More finance-focused than mutual funds alone
- Advanced investors may find it basic
Rupeezy
Rupeezy offers a simplified approach to mutual fund investing, with quick SIP setup and portfolio tracking. The app is designed to be intuitive for beginners while offering fund analysis for advanced users. With its clean interface and personalized features, Rupeezy is gaining attention as a reliable mutual fund investment app for 2026.
Key Features:
- Easy SIP management
- Beginner-friendly interface
- Portfolio tracking
- Fund comparison tools
Pros:
- Very simple to use
- Good for young investors
- Affordable entry point
Cons:
- Smaller fund coverage than others
- Limited advanced analytics
Scripbox
Scripbox is designed for investors who want curated recommendations aligned with financial goals. It focuses on long-term wealth creation with features like goal planning, expert suggestions, and a simplified interface. Often rated as one of the best apps to invest in mutual funds, Scripbox appeals to users who want guidance in their investment journey.
Key Features:
- Goal-based investing tools
- Curated fund recommendations
- Easy SIP setup
- Expert guidance
Pros:
- Great for beginners needing guidance
- Focus on financial planning
- Reliable recommendations
Cons:
- Limited control for advanced investors
- Slightly higher fees on some services
myCAMS
myCAMS is a popular AMC-backed app that allows users to access multiple mutual fund accounts in one place. It supports SIPs, instant redemption, and consolidated tracking. Being linked directly with fund houses, it ensures a secure experience. myCAMS is one of the most trusted mutual fund apps in India, especially for those who prefer AMC-backed platforms.
Key Features:
- Official AMC app
- Multi-fund tracking in one login
- SIP and redemption options
- Secure and reliable
Pros:
- Direct AMC connection
- Highly secure platform
- Easy consolidated tracking
Cons:
- Basic interface compared to competitors
- Limited extra financial features
KFinKart
KFinKart is another AMC-based app, offering a unified dashboard for investments across multiple fund houses. It allows SIP setup, redemption, and portfolio tracking. As a platform by KFintech, it ensures secure and official access. For investors who want a no-frills, trusted mutual fund investment app, KFinKart is a solid choice.
Key Features:
- Access to multiple AMCs
- Unified dashboard
- SIP and redemption features
- AMC-backed security
Pros:
- Official and safe platform
- Simple fund management
- Good for direct investors
Cons:
- Lacks advanced analysis tools
- Limited financial product range
Upstox
Upstox is known for its stockbroking services but has expanded into mutual funds. The app offers low charges, simple SIP setup, and real-time fund tracking. With a tech-first approach, Upstox is popular among young investors seeking low-cost investments. It is among the best apps for mutual fund investment for people who prefer digital-first, minimal-cost solutions.
Key Features:
- Low-cost mutual fund access
- SIP features included
- Real-time fund tracking
- Tech-driven platform
Pros:
- Affordable and efficient
- Great for young investors
- Seamless onboarding
Cons:
- Best for digital-savvy users
- Customer support can be slow
INDmoney
INDmoney is an AI-powered wealth management platform that combines mutual funds, stocks, and US equities in one app. It offers portfolio tracking, tax optimization, and free financial advice. With its holistic view, INDmoney is one of the most advanced mutual fund investment apps in India, appealing to tech-savvy investors.
Key Features:
- AI-driven insights
- Mutual funds + US stocks
- Tax optimization tools
- Free financial advisory
Pros:
- Comprehensive wealth management
- Strong AI recommendations
- Covers global investments
Cons:
- Too advanced for casual users
- Can feel overwhelming for beginners
Fisdom
Fisdom is a user-friendly app integrated with leading banks to simplify mutual fund investing. It offers SIP setup, curated recommendations, and easy tracking. With its bank partnerships, Fisdom ensures trust and reliability. It is a good mutual fund investment app for those who want convenience along with expert-backed suggestions.
Key Features:
- Bank-integrated platform
- Easy SIP setup
- Curated recommendations
- Reliable customer support
Pros:
- Trusted bank integrations
- Beginner-friendly
- Personalized guidance
Cons:
- Fewer advanced tools
- Smaller fund selection than others
How to Choose the Best App for Mutual Fund Investment?
Selecting the right mutual fund investment app is crucial for building long-term wealth. With multiple platforms offering different features, investors should evaluate apps based on reliability, ease of use, and overall benefits. The right choice depends on your investment goals, whether you are a beginner starting SIPs or an experienced investor looking for advanced tools. Here are some key factors to consider before deciding which app works best for you:
- Security and Trustworthiness – Always choose SEBI-registered mutual fund apps in India that ensure safe transactions and data protection.
- User-Friendly Interface – A clean, simple design makes it easier to compare and invest in mutual funds without confusion.
- Commission-Free Direct Plans – Opt for apps that offer direct plans, saving you from unnecessary distribution fees.
- SIP and Goal-Based Features – The best app for mutual fund investment should allow SIP setup, reminders, and financial goal tracking.
- Portfolio Tracking – Look for real-time performance monitoring and portfolio analysis tools.
- Customer Support – Reliable assistance is essential for resolving queries quickly.
By evaluating these aspects, you can confidently decide which app is best for mutual fund investments in 2026.
Benefits of Using a Mutual Fund Investment App
Investing through mutual fund investment apps has become the preferred choice for both beginners and experienced investors. These platforms make financial planning easier, faster, and more transparent. From simplified onboarding to real-time tracking, they help you stay in control of your investments. Here are the top benefits of using a mutual fund investment app in India.
Convenience and Accessibility
Invest anytime, anywhere directly from your smartphone. No need to visit branches or fill lengthy forms, making mutual fund investing simple and time-saving.
Paperless and Quick KYC
Most apps provide instant, paperless KYC verification, enabling investors to start SIPs or lump-sum investments in just a few minutes without hassle.
Direct Mutual Fund Plans
Many mutual fund apps in India offer direct plans that eliminate middlemen, helping investors save commission costs and maximize long-term wealth creation.
SIP Management
Easily set up, modify, or pause SIPs according to your budget. Apps also send reminders to ensure discipline in investing.
Real-Time Portfolio Tracking
Stay updated with fund performance, returns, and portfolio allocation. This makes decision-making faster and more informed.
Goal-Based Investing
The best platforms for mutual funds allow goal setting, such as retirement or education, and track progress toward achieving those financial milestones.
Security and Transparency
SEBI-registered platforms provide secure transactions, ensuring investor trust. Transparent fee structures make it clear what you are paying.
Personalized Recommendations
Many apps use AI to suggest funds based on your risk profile, financial goals, and past investments, making it easier to choose the best app for mutual fund investment.
What Makes Synarion IT Solutions the Best Insurance App Development Company?
When businesses search for a trusted Insurance App Development Company, Synarion IT Solutions emerges as a leader in building innovative, secure, and customer-focused insurance technology solutions. With years of experience in the fintech and insurtech domain, Synarion specializes in creating feature-rich apps that simplify policy management, claims processing, premium payments, and customer support.
The company’s strength lies in blending advanced technologies like AI, machine learning, and blockchain with deep industry expertise. From AI-powered chatbots for instant customer support to predictive analytics for risk assessment, Synarion ensures that insurance apps deliver both convenience and efficiency. Their solutions also integrate secure payment gateways, multi-language support, and regulatory compliance to meet the evolving demands of global insurers.
What makes Synarion the best Insurance App Development Company is its ability to design user-friendly, customizable platforms tailored for insurance providers, agents, and customers. Businesses benefit from intuitive interfaces, seamless onboarding, and automation that reduces operational costs.
With a client-first approach, continuous innovation, and post-launch support, Synarion IT Solutions stands out as the preferred partner for insurance companies looking to transform digitally and deliver superior customer experiences in 2026 and beyond.
Final Thoughts
Choosing the right mutual fund investment app can make wealth creation simple, disciplined, and rewarding. With so many options available, investors should focus on apps that align with their financial goals, risk appetite, and investment style. While beginners may prefer platforms like Groww or Paytm Money for their simplicity, advanced investors might benefit from apps like Kuvera or Coin by Zerodha, which provide deeper insights and tax-efficient strategies.
The rise of mutual fund apps in India has eliminated the barriers of time, paperwork, and hidden costs, giving investors complete control through direct plans and real-time tracking. Whether your priority is long-term wealth creation, SIP management, or personalized guidance, there’s a platform that fits your needs.
Ultimately, the best app for mutual fund investment is the one that helps you stay consistent, make informed choices, and achieve your financial milestones in 2026 and beyond.
Frequently Asked Questions (FAQs)
Which is the best app for mutual fund investment in India?
The best app depends on your goals. Groww is beginner-friendly, Kuvera offers goal-based features, and Zerodha Coin suits cost-conscious investors seeking commission-free direct plans.
Are mutual fund investment apps safe to use?
Yes, registered mutual fund apps in India regulated by SEBI are safe. They use encrypted transactions, two-factor authentication, and secure payment gateways to protect investor data.
Can I start SIPs with just ₹100 using these apps?
Yes, many apps like Paytm Money and ET Money allow SIP investments starting from ₹100, making mutual fund investing accessible to small and new investors.
Which app offers the lowest cost for mutual funds?
Coin by Zerodha and Kuvera offer direct plans with zero commission charges, helping investors maximize returns by eliminating distributor fees or hidden costs.
Can I track all my investments in one place?
Yes, apps like INDmoney and ET Money provide portfolio tracking across mutual funds, stocks, and even international investments, offering a consolidated financial view.
Do these apps provide tax-saving options?
Yes, most platforms offer ELSS mutual funds under Section 80C. Apps like Kuvera and ET Money also provide tax optimization features for efficient planning.
What do you think?
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