December 2025 is an important month for many, not just because it marks the end of the year, but also because banks across India observe multiple holidays, including national celebrations, regional festivals, weekend closures, and special observances. Whether you need to visit a branch for a transaction or plan financial activities ahead of time, it is essential to know when banks are closed and why.
This guide provides a complete list of Bank Holidays in December 2025 as per the Reserve Bank of India (RBI) holiday calendar, state-wise closures, and general banking schedules such as second and fourth Saturdays and Sundays.
How Many Bank Holidays Are There in December 2025?
In December 2025, banks across India will remain closed on multiple days owing to statutory holidays, regional observances, and weekly offs. Depending on the state, banks may be closed on 13 to 18 days throughout the month. The number varies because many holidays apply to specific states or regions, not necessarily nationwide.
Breakdown of Bank Holidays in December 2025
- Nationwide holidays (applicable everywhere)
- Regional holidays (state or city-specific)
- Weekend closures (Sundays + second & fourth Saturdays)
Banks will be closed on
- All Sundays in December
- Second and Fourth Saturdays
- National and regional holidays declared by RBI
Depending on the region, the total can range approximately:
- Minimum: 13 days
- Maximum: 18 days
This depends on how many regional observances and local holidays banks observe in a particular state.
Bank Holidays in December 2025: Complete List
Here’s an inclusive list of Bank Holidays in December 2025 when banks will remain shut. The closures include weekend days, national observances, and state-specific holidays.
Saturday & Sunday Closures (Nationwide)
Banks in India are closed on:
- All Sundays
- Second and Fourth Saturdays
These are standard weekly bank holidays. In December 2025:
- Sunday, 7 December — Sunday closure
- Saturday, 13 December — Second Saturday holiday
- Sunday, 14 December — Sunday closure
- Sunday, 21 December — Sunday closure
- Saturday, 27 December — Fourth Saturday holiday
- Sunday, 28 December — Sunday closure
Note: These weekend closures apply to banks across all states.
State & Regional Bank Holidays in December 2025
Apart from weekends, banks close on specific dates to honor festivals, cultural observances, and local celebrations.
| Date | Day | Holiday | Banks Closed In |
| 1 Dec 2025 | Monday | State Inauguration Day & Indigenous Faith Day | Nagaland, Arunachal Pradesh |
| 3 Dec 2025 | Wednesday | Feast of St. Francis Xavier | Goa |
| 12 Dec 2025 | Friday | Pa-Togan Nengminza Sangma Day | Meghalaya |
| 18 Dec 2025 | Thursday | Guru Ghasidas Jayanti / U SoSo Tham’s Death Anniversary | Chhattisgarh, Meghalaya |
| 19 Dec 2025 | Friday | Goa Liberation Day | Goa |
| 24 Dec 2025 | Wednesday | Christmas Eve (Bank Holiday in select states) | Mizoram, Nagaland, Meghalaya |
| 25 Dec 2025 | Thursday | Christmas Day (National) | All India |
| 26 Dec 2025 | Friday | Christmas Day continuation / Shaheed Udham Singh Jayanti | Meghalaya, Mizoram, Nagaland, Telangana, Haryana |
| 27 Dec 2025 | Saturday | Fourth Saturday + Guru Gobind Singh Jayanti | Punjab, Haryana, Himachal Pradesh |
| 30 Dec 2025 | Tuesday | U Kiang Nangbah / Tamu Losar | Meghalaya, Sikkim |
| 31 Dec 2025 | Wednesday | New Year’s Eve (Observed in select states) | All India (informal in some areas) |
Explanation of Key Holidays
December 1, 2025 — State Inauguration Day / Indigenous Faith Day
- Where: Nagaland & Arunachal Pradesh
- Why: Observed as a regional public holiday in these states. Banks are closed to mark local heritage and events.
December 3, 2025 — Feast of St. Francis Xavier
- Observed In: Goa
- Significance: Marks the death anniversary of St. Francis Xavier, a prominent missionary. Banks in Goa will remain closed.
December 12, 2025 — Pa-Togan Nengminza Sangma Day
- Observed In: Meghalaya
- Significance: Commemorates a prominent tribal leader. Banks in Meghalaya will be closed.
December 18, 2025 — Guru Ghasidas Jayanti / U SoSo Tham’s Death Anniversary
- Observed In: Chhattisgarh (Guru Ghasidas Jayanti) & Meghalaya (U SoSo Tham anniversary)
- Significance: Cultural and regional holidays impacting bank operations in specific states.
December 19, 2025 — Goa Liberation Day
- Where: Goa
- Significance: Commemorates Goa’s liberation from Portuguese rule. Banks in Goa will remain closed in observance.
December 24, 2025 — Christmas Eve (Select States)
- Observed In: Mizoram, Nagaland, Meghalaya
- A holiday in specific states due to Christmas festivities, leading to bank closures in those regions.
December 25, 2025 — Christmas Day (National Holiday)
- All banks across India remain closed in observance of Christmas, a gazetted national holiday celebrated nationwide.
This is one of the most widely recognized holidays in the calendar and impacts all banking services.
December 26, 2025 — Extended Christmas / Shaheed Udham Singh Jayanti
- Observed In: Meghalaya, Mizoram, Nagaland, Telangana & Haryana
- Banks may remain closed due to extended Christmas celebrations or local observances.
December 27, 2025 — Fourth Saturday / Guru Gobind Singh Jayanti
- Nationwide: Fourth Saturday closure
- Punjab, Haryana, Himachal Pradesh: Observance of Guru Gobind Singh Jayanti may add to bank closures.
December 30, 2025 — U Kiang Nangbah / Tamu Losar
- Observed In: Meghalaya & Sikkim
- Cultural region-specific holidays causing banks in those areas to close.
December 31, 2025 — New Year’s Eve (Informal)
- While not always a formal RBI holiday, some banks or regions may observe closures or reduced hours due to year-end schedules. Online and ATM services remain available.
Weekend Bank Closures Explained
In India, banks are closed on all Sundays throughout the year. Additionally, the second and fourth Saturdays of each month are statutory bank holidays on which bank branches do not operate. These weekend closures apply nationwide without exception.
December 2025 Sunday & Saturday Bank Closures
| Date | Day |
| 7 Dec 2025 | Sunday |
| 13 Dec 2025 | Second Saturday |
| 14 Dec 2025 | Sunday |
| 21 Dec 2025 | Sunday |
| 27 Dec 2025 | Fourth Saturday |
| 28 Dec 2025 | Sunday |
These days are part of the scheduled non-working days for banks in India.
How Bank Holidays Affect Banking Services
When banks are closed:
- Branch visits and over-the-counter services are unavailable
- Cheques deposited may see delayed processing
- RTGS/NEFT transactions may be postponed to the next working day
- Online banking, mobile apps, and ATMs remain functional (including cash withdrawals)
It is advisable to plan ahead by completing essential banking tasks before these bank holidays.
Tips for Customers During Bank Holidays
- Plan Ahead: Schedule branch visits before the start of bank holidays — especially before long holiday periods like Christmas.
- Use Digital Services: Most banking services can be accessed through mobile banking and internet banking even when branches are closed.
- Check State-Specific Schedules: If your bank branch is in a state with special holidays, verify local dates through RBI’s holiday calendar or your bank’s notice.
- ATM and Cash Services: ATMs generally remain operational, but cash availability may vary during extended holidays, so withdraw in advance if needed.
Summary: Bank Holidays in December 2025
December 2025 will see multiple Bank Holidays in India, including:
- Weekend closures (all Sundays + second and fourth Saturdays)
- National holidays like Christmas Day
- Regional and cultural holidays unique to specific states
In total, banks in many places will close on approximately 13 to 18 days in December 2025, depending on regional observances.
Planning your banking tasks with this list will ensure you avoid disruptions and complete your financial activities smoothly, even during a month with many holidays.
FAQs
How many bank holidays are there in December 2025?
There are 13 state-wise bank holidays announced by the RBI for December 2025, plus all Sundays and second & fourth Saturdays when banks are closed.
Are banks closed on Christmas in December 2025?
Yes. Christmas Day (25 December 2025) is a nationwide bank holiday and banks will remain closed across India.
Do weekly bank holidays apply in December 2025?
Yes. Banks will be closed on all Sundays and second & fourth Saturdays as usual in December 2025.
Are all bank holidays the same in every state?
No. Along with nationwide closures like Christmas, many holidays in December 2025 are state-specific and apply only in certain regions.
Does online banking work on bank holidays?
Yes. Digital banking (UPI, internet/mobile banking, ATMs) remains available even when physical branches are closed for holidays.
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